Licensing & Disclosures
Who we are as a licensed entity, how agency works, what we are paid, and the disclosures you are entitled to before you transact.
Last updated October 2026
The licensed entity
Brick, NJ 08724
Our corporate registration can be verified independently at OpenCorporates, which mirrors the public record from the state registry. We link to it rather than simply asserting our own bona fides.
Where we are licensed
Real estate brokerage is licensed state by state. A licence in one state confers no authority in another, and a brokerage that implies otherwise is misrepresenting its position.
Where a property lies outside a state in which we are licensed, we will tell you and refer you to a licensed local brokerage. We will not operate outside our authority, and we will not accept a referral fee that we have not disclosed to you first.
Agency relationships
Agency determines whose interests we are legally required to advance. It matters more than almost anything else in a transaction, and it is routinely glossed over.
- Seller's agent. We represent the seller and owe them undivided loyalty, confidentiality and reasonable care. We must still deal honestly and fairly with you as a buyer, and disclose known material defects — but we are not your advocate on price.
- Buyer's agent. We represent you, and owe you those same duties. We will advise you on price and terms against the seller's interest.
- Broker's agent. We assist an agent of the principal without representing the principal directly.
- No agency. If you contact us about a property we have listed and we represent the seller, we are not your agent unless and until we agree that in writing.
New York requires written disclosure of agency relationships at first substantive contact, and New Jersey requires a Consumer Information Statement before any substantive discussion. You should receive these before you discuss motivation, timeline or the maximum you would pay — and if you have not received one, ask, before you say anything you would not want the other side to know.
Dual agency
Dual agency arises where one brokerage represents both buyer and seller in the same transaction. It is lawful in both New York and New Jersey with informed written consent, and it is structurally compromised: a dual agent cannot fully advocate for both sides on price, because the parties' interests are directly opposed.
Where dual agency may arise, we will disclose it in writing and obtain your consent before proceeding. You are entitled to refuse. If you do, we will arrange separate representation or step back from one side of the transaction. We will never allow it to arise by default or by silence.
How we are compensated
Brokerage commission is negotiable. It is not set by law, not fixed by any association, and not standard, whatever anyone tells you. Following the 2024 settlement of the National Association of Realtors commission litigation and the resulting practice changes, offers of compensation are no longer published on the multiple listing service, and buyer representation terms must be agreed in writing before a buyer tours a home.
What that means for you:
- Our fee is agreed with you in advance, in writing, and stated as a specific figure or percentage.
- If we would receive compensation from any other party in your transaction — a seller, a lender, a title company, a referral partner — we disclose the amount and the source before you commit.
- We accept no undisclosed referral fee, kickback, or marketing allowance connected to your transaction. Where we recommend an inspector, attorney or lender, we receive nothing for the recommendation, and we will say so.
RESPA (12 U.S.C. § 2607) prohibits kickbacks and unearned fees in connection with federally related mortgage loans. We comply with it, and we are happy to be asked about it.
Equal Housing Opportunity
About our listing data
Property information is gathered from sellers, co-operating brokerages, public records and third-party data providers. It is believed reliable but is not warranted, and it is not independently verified by us. Square footage, lot size, year built, tax figures and school assignment should all be verified independently before you rely on them. Listings may be withdrawn, repriced or placed under contract without notice. The full position is set out in our Terms of Use.
Identity and source of funds
Residential real estate is subject to anti-money-laundering obligations, and FinCEN's Residential Real Estate Rule extends reporting requirements to certain non-financed transfers to legal entities and trusts. For some transactions we are required to verify identity and establish the source of funds.
Where that applies we will tell you what is needed and why, we will collect no more than the rule requires, and we will handle it under our Privacy Notice. These checks are applied on the same basis to every client — they are a function of transaction structure, never of who you are.
Regulatory complaints
If you believe we have breached a licensing obligation, raise it with us first — we would rather fix it. That does not limit your right to complain to the regulator, which you may do at any time:
- New York — Department of State, Division of Licensing Services, Real Estate Broker/Salesperson complaints.
- New Jersey — Real Estate Commission, Department of Banking and Insurance.
- Fair housing matters — HUD Office of Fair Housing and Equal Opportunity, 1-800-669-9777, or the state agencies listed in our Fair Housing Notice.
Contact
Haven Homes Realty 2 LLC
1608 Route 88, Suite 200, Brick, NJ 08724
New York Company Number 7790088